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Credit Card Offer | Top Companies: This Week's Reviews |
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| Services Offered:
Credit card offer |
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| Company Overview:
Discover was first debuted in 1986 during the SuperBowl.
The company is a leader in the credit card industry
today, with more than $3 billion in transactions in 2006
alone. The PULSE network that Discover works with has
more than 4,000 bank connections and more than 260,000
ATMs around the world. Their credit card offer is
extended to all consumers with good credit. |
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| Our Review:
Discover has a credit card offer that many people only
dream of. They have low interest rates, no annual fees
on their cards, and rewards programs for every consumer
who is approved. Overall, their credit cards are great,
and the company is very professional. The website is
easy to navigate, and the online application is simple
to fill out, as well. |
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| User Review:
Discover card sent me a letter in the mail inviting me
to apply for a card. I’m not a big fan of credit cards,
but with no annual fee, a low interest rate, and a cash
back rewards program, I figured I might as well give it
a try. I was approved instantly for the credit card
offer, and it was really easy to fill out the forms. |
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| Services Offered:
Credit card offer |
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| Company Overview:
Credit Axis has a network of 80+ lenders to help
consumers get the credit card offers that they need.
They work with all customers and all credit types, so
having good credit is not a requirement. The company was
established in 2003, and also offers an array of loans
and other credit resources for consumers on their
website. |
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| Our Review:
Credit Axis has some great credit card offers for
consumers with less than desirable credit. With all of
their programs and services, they are sure to help
anyone who needs it. It’s always nice to find a company
willing to give people a second chance. The customer
service department is very helpful and the website is
easy to use. |
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| User Review:
Credit Axis had a credit card offer for 0% interest for
6 months, even with no credit or bad credit. I didn’t
think that it was really that easy, but I filled out the
application and was actually approved. Now I can rebuild
my credit and get back on track a little easier than I
expected. |
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| Services Offered:
Credit card offer |
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| Company Overview:
Bank of Internet was established as an online bank in
1999. They quickly became a leader in the online banking
industry, offering credit card offers, loans, and
banking solutions for consumers and businesses. They
have more than $1 billion in assets, and acquire
thousands of new customers every year. |
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| Our Review:
Bank of Internet is a favorite company of ours for all
things credit and banking. They have a great service
coupled with great rates because of their online-only
service. The customer support team is very helpful, and
the website is professionally designed and easy to get
around, making them an all-around great choice. |
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| User Review:
I got a credit card offer from Bank of Internet in my
email, so I figured I would check it out. I have a
savings account from an online only bank, so it wasn’t
new to me. The rate that they gave me was amazing, and
even though I only use the card for emergencies, it’s
nice to have. |
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| Services Offered:
Credit card offer |
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| Company Overview:
First Plus Platinum was formed in 2007. they have credit
card offers and guaranteed approval to anyone who needs
a credit card. They have a variety of programs,
including more than 10 different credit cards for
consumers. They operate online only, and serve thousands
of consumers each year. The contact information that
they provide is for customers and prospective customers,
for informational purposes and to apply. |
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| Our Review:
First Plus Platinum is in a league of its own with
credit card offer programs for any consumer. They have a
great service, and their website is easy to use. All the
terms are laid out for you, so that there is no
confusion as to what you’re getting. The customer
service and FAQ sections are helpful, as well. |
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| User Review:
I got a card from First Plus Platinum about a year ago.
At first, I was skeptical, but I needed to rebuild my
credit and no one else would give me a chance. I applied
for the credit card offer I was given, and had the card
in about five days. I keep it around for emergencies now
that my credit is doing better. |
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Other Top Companies for
Credit Card Offer : |
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How to Find a Trustworthy Credit Card Offer: |
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With all of the
credit cards and websites about credit cards, it can
easily get confusing and difficult to figure out which
credit card offers are best and which ones suit your
needs. Add to that the anonymous nature of the internet
and all of the scam artists out there, and finding a
reasonable, legitimate credit card offer might seem
nearly impossible. However, if you take the time to
consider all of your options and make sure that you’re
choosing a card that works for you, you should have no
trouble getting the right credit card for your needs. If
you get an offer via e-mail, you should write down the
offer code and go to the website on your own accord.
Never click a link in an email that you’re not sure of,
because it could take you to a scam site where your
personal information or financial situation could be
compromised. Also, unless you are getting a specialty
card or have really bad credit, you should never have to
pay for a credit card offer. Therefore, if you are
required to have an annual fee on a card, you should
check your credit report before you accept the card, to
make sure that it is justified. Don’t get a credit card
from a company that you don’t know, either. There are
plenty of unknown companies out there that offer credit
cards that are legitimate, but you should get to know
them before you go jumping in and risk getting ripped
off or having your identity stolen. Credit card offers
can be good as long as they are handled properly. You
simply need to invest the time to research your options
and find a credit card offer that is legitimate and
meets your needs. If you want a particular type of card,
you need to keep that in mind as well, because some
companies offer certain cards at better rates than
others. It’s always a good idea to shop around and
compare rates, but you should never apply for more than
3 credit cards or forms of credit in a six to eight
month period.
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